<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[GuidePoint Financial Planning]]></title><description><![CDATA[GuidePoint ]]></description><link>https://www.guidepointfp.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 12 May 2026 22:06:48 GMT</lastBuildDate><atom:link href="https://www.guidepointfp.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Key Income Levels to Watch for Tax Planning in 2025 ]]></title><description><![CDATA[As the end of 2025 approaches, tax planning has become more important than ever. The recently passed BBB tax bill introduced several sweeping changes to the tax code, many of which directly affect families, high earners, and retirees]]></description><link>https://www.guidepointfp.com/post/key-income-levels-to-watch-for-tax-planning-in-2025</link><guid isPermaLink="false">68c82d3b5892bef5c4dd5328</guid><pubDate>Mon, 15 Sep 2025 15:58:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f91c262d508e47da8314867ab2d623f4~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Achieving Goals: 7 Lessons to Success by GuidePoint Financial Planning]]></title><description><![CDATA[Twice a year, Orangetheory Fitness hosts the DryTri —a full-body fitness gauntlet combining a 2,000-meter row, 300 bodyweight reps, and a...]]></description><link>https://www.guidepointfp.com/post/achieving-goals-7-lessons-to-success</link><guid isPermaLink="false">68497a0dc56add09818d0f1a</guid><category><![CDATA[Public  Content]]></category><pubDate>Wed, 11 Jun 2025 13:15:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_836eba56252a4f2ea91ec5b8275c3798~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[2025 Retirement Plan Contributions &#38; New Catch-Up]]></title><description><![CDATA[The IRS has updated the annual contribution limits to workplace retirement plans including 401(k) plans for next year (2025). ]]></description><link>https://www.guidepointfp.com/post/2025-retirement-plan-contributions-new-catch-up</link><guid isPermaLink="false">67290b9fd0586acb7816446d</guid><category><![CDATA[Public  Content]]></category><pubDate>Mon, 04 Nov 2024 18:13:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/6d541016cb8d4d91b5a2b1ebb7f81705.jpg/v1/fit/w_1000,h_899,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[How Best to Save for a Child or Grandchild ]]></title><description><![CDATA[There are three primary methods to save and invest for minor children, a custodial account, a 529 plan, or a brokerage account not in the...]]></description><link>https://www.guidepointfp.com/post/how-best-to-save-for-a-child-or-grandchild</link><guid isPermaLink="false">66e3429d8147624a4f0a27b4</guid><pubDate>Wed, 18 Sep 2024 17:07:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/91aacd846f47f5275b4c59ae9ad14153.jpg/v1/fit/w_1000,h_850,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Sell in May and Go Away  ]]></title><description><![CDATA[Unpacking the origins, meaning, and relevance of ‘Sell in May and Go Away’ I’m sure you’ve all heard the old adage 'Sell in May and Go...]]></description><link>https://www.guidepointfp.com/post/sell-in-may-and-go-away</link><guid isPermaLink="false">667af1e124d73cbae8946294</guid><pubDate>Tue, 25 Jun 2024 16:45:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_a3e2c49ee0764adab5569465f85f78ad~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Shaffer </dc:creator></item><item><title><![CDATA[Record Cash Levels &#38; Certificate of Deposits (CDs) ]]></title><description><![CDATA[A bank Certificate of Deposit (CD) offers several benefits as part of your portfolio and cash savings plan.  When you purchase a CD you...]]></description><link>https://www.guidepointfp.com/post/record-cash-levels-certificate-of-deposits-cds</link><guid isPermaLink="false">65cd05945b7b528f6aabd8df</guid><pubDate>Wed, 14 Feb 2024 18:35:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/40e00778f2b94649b7bf2a64906c4e2c.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Is Virginia's 529 Tuition Track Portfolio an Option more Parents Should Consider? ]]></title><description><![CDATA[Families in Virginia saving for college in the states 529 plan might want to take a harder look at a relatively new investment account–...]]></description><link>https://www.guidepointfp.com/post/virginia-529-tuition-track-portfolio</link><guid isPermaLink="false">65280fedb1854916997a23fc</guid><pubDate>Thu, 12 Oct 2023 15:36:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4f98fb_527ce89d55314ee8a69148d4913230a3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[IRS Delays 401(k) Catch-Up Rules ]]></title><description><![CDATA[The IRS recently issued guidance that they are delaying new Roth 401k catch-up rules .  At the end of last year, in December of 2022, the...]]></description><link>https://www.guidepointfp.com/post/irs-delays-401-k-catch-up-rules</link><guid isPermaLink="false">64ff0f7aa2f5d0f2b005fb00</guid><pubDate>Mon, 11 Sep 2023 13:26:43 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f91c262d508e47da8314867ab2d623f4~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Fee-Only vs. Fee-Based Financial Advice: Why it is so Important]]></title><description><![CDATA[When I tell people I am a Fee-Only Financial Advisor, I often find there is considerable confusion around what this means and how it is...]]></description><link>https://www.guidepointfp.com/post/fee-only-vs-fee-based-financial-advice</link><guid isPermaLink="false">64778d43de46495b43413495</guid><pubDate>Wed, 31 May 2023 18:09:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_06d2a88065574c868ef718cf8ede538c~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[How Much Risk Do We Have?  SVB Bank Collapse ]]></title><description><![CDATA[How much risk do we have in our portfolios?  This is a question a lot of investors have been asking themselves as a banking crisis began...]]></description><link>https://www.guidepointfp.com/post/how-much-risk-do-we-have-svb-bank-collapse</link><guid isPermaLink="false">64778d43de46495b43413485</guid><pubDate>Sun, 30 Apr 2023 18:09:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4f98fb_fe73636e4c4e4ab9ac8ee9e5ba36c73b~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[What Type of Contribution?  Roth or Traditional?]]></title><description><![CDATA[One of the most impactful items you can review each year is your retirement account contributions. For 2023, the contribution limit...]]></description><link>https://www.guidepointfp.com/post/what-type-roth-or-traditional</link><guid isPermaLink="false">64778d43de46495b43413486</guid><pubDate>Fri, 02 Dec 2022 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4f98fb_e5b7e2483b464dd1a0ddb8fbd9f0aa8a~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Investor Pessimism Rises - Cash Sees Large Inflows ]]></title><description><![CDATA[According to a recent Bank of America report, cash saw huge inflows for the week ending September 21st  as the Federal Reserve announced...]]></description><link>https://www.guidepointfp.com/post/investor-pessimism-rises-cash-sees-large-inflows</link><guid isPermaLink="false">64778d43de46495b43413488</guid><pubDate>Tue, 27 Sep 2022 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4d2ad5a6300843d1bb5952efa6729423.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[College Savings Check-up ]]></title><description><![CDATA[For many parents in the DC area, investing in their children’s future is a top priority.  From a full calendar of enriching activities,...]]></description><link>https://www.guidepointfp.com/post/college-savings-check-up</link><guid isPermaLink="false">64778d43de46495b43413487</guid><pubDate>Thu, 01 Sep 2022 18:09:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4f98fb_b4efa3c292754ce083ed633ede09829f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Cheaper to Eat Out?]]></title><description><![CDATA[Unfortunately, by now we are all getting pretty used to seeing the impacts of inflation in our everyday lives. One place where we all...]]></description><link>https://www.guidepointfp.com/post/cheaper-to-eat-out</link><guid isPermaLink="false">64778d43de46495b43413489</guid><pubDate>Wed, 01 Jun 2022 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/3af0dc50caeb40539260fb0a4ea23fd2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Ways to Strengthen your Finances Before a Recession]]></title><description><![CDATA[I was recently featured in an article in Forbes Advisor  discussing strategies to strengthen your finances before a recession  hits. ...]]></description><link>https://www.guidepointfp.com/post/ways-to-strengthen-your-finances-before-a-recession</link><guid isPermaLink="false">64778d43de46495b4341348a</guid><pubDate>Tue, 26 Apr 2022 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_859ad687f11345ebbc5a177c3493f484~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Is tax-free growth too good to last?]]></title><description><![CDATA[Did you know that Roth IRA was not created until 1997?  The Roth 401(k) was not introduced until 2006?    Many of the tools and planning...]]></description><link>https://www.guidepointfp.com/post/is-tax-free-growth-too-good-to-last</link><guid isPermaLink="false">64778d43de46495b4341348b</guid><pubDate>Wed, 23 Mar 2022 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/3b810a7c96b67fcea0254a4600bc864d.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Five steps to make tax filing season easier]]></title><description><![CDATA[For many people filing annual taxes is not a favorite pastime.  The amount of time to work through the volume of paperwork that shows up...]]></description><link>https://www.guidepointfp.com/post/five-steps-to-make-tax-filing-season-easier</link><guid isPermaLink="false">64778d43de46495b4341348c</guid><pubDate>Thu, 17 Feb 2022 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_901541c3ff9449f89228990fd9295365~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[New year's 2022 Financial Objectives  ]]></title><description><![CDATA[Whether you love New Year’s resolutions or not, the passing of the calendar to a new year is a great time to reflect on a few key aspects...]]></description><link>https://www.guidepointfp.com/post/2022-financial-objectives</link><guid isPermaLink="false">64778d43de46495b4341348d</guid><pubDate>Tue, 11 Jan 2022 19:09:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_baf51311d4ab4ab9a9e5eb46f1bf9306~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Five items for your year-end financial checklist  ]]></title><description><![CDATA[At this time of year when families are busy checking off their holiday lists, there are also a few items that should be on your year-end...]]></description><link>https://www.guidepointfp.com/post/five-items-for-your-year-end-financial-checklist</link><guid isPermaLink="false">64778d43de46495b4341348e</guid><pubDate>Wed, 01 Dec 2021 05:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/be2c632522231bd3c200e58f5dc4b4a4.jpg/v1/fit/w_1000,h_683,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item><item><title><![CDATA[Still have money in your FSA? Now is the time to plan.  ]]></title><description><![CDATA[With the end of the year quickly approaching, it is a great time for families to take stock of any potentially unused funds in flexible...]]></description><link>https://www.guidepointfp.com/post/still-have-money-in-your-fsa-now-is-the-time-to-plan</link><guid isPermaLink="false">64778d43de46495b4341348f</guid><pubDate>Wed, 03 Nov 2021 04:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/a92b750ff10d40f6be491420594d76da.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ryan Phillips</dc:creator></item></channel></rss>